[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elector.cz\/zivot-bez-penez-neni-zivot\/#Article","mainEntityOfPage":"https:\/\/www.elector.cz\/zivot-bez-penez-neni-zivot\/","headline":"\u017divot bez pen\u011bz nen\u00ed \u017eivot","name":"\u017divot bez pen\u011bz nen\u00ed \u017eivot","description":"Ur\u010dit\u011b se shodneme na tom, \u017ee co se t\u00fdk\u00e1 pen\u011bz, je t\u0159eba tyto m\u00edt. V\u017edy\u0165 co bychom si jenom po\u010dali, kdybychom tyto nem\u011bli a nem\u011bli tak ani \u010d\u00edm platit, \u017ee?…","datePublished":"2020-11-16","dateModified":"2023-05-04","author":{"@type":"Person","@id":"https:\/\/www.elector.cz\/author\/#Person","name":"","url":"https:\/\/www.elector.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/670235c08005d2f1b80a3d56a421809661de47ce0289bd1c93d0120f6ef211a4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elector.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elector.cz\/wp-content\/uploads\/pen%C3%ADze%20pod%20z%C3%A1mkem.jpg","url":"https:\/\/www.elector.cz\/wp-content\/uploads\/pen%C3%ADze%20pod%20z%C3%A1mkem.jpg","height":0,"width":0},"url":"https:\/\/www.elector.cz\/zivot-bez-penez-neni-zivot\/","about":["Finance"],"wordCount":451,"articleBody":"     Ur\u010dit\u011b se shodneme na tom, \u017ee co se t\u00fdk\u00e1 pen\u011bz, je t\u0159eba tyto m\u00edt. V\u017edy\u0165 co bychom si jenom po\u010dali, kdybychom tyto nem\u011bli a nem\u011bli tak ani \u010d\u00edm platit, \u017ee? To by byla ubohost a nejeden z n\u00e1s by bez nich nakonec mohl i um\u0159\u00edt hlady. Proto\u017ee si v\u011bt\u0161ina z n\u00e1s nedok\u00e1\u017ee bez nakupov\u00e1n\u00ed zajistit ani nezbytnou potravu a u popelnic by se zase a\u017e tak velk\u00e9 z\u00e1stupy na\u0161inc\u016f nenajedly, kdyby bylo nejh\u016f\u0159e. A to u\u017e ani nemluv\u011b o tom, \u017ee v lidsk\u00e9m \u017eivot\u011b nejde jenom o j\u00eddlo, \u017ee je tu pot\u0159eba i spousta dal\u0161\u00edch z\u00e1le\u017eitost\u00ed, bez nich\u017e se norm\u00e1ln\u00ed \u017eivot rovn\u011b\u017e v\u00e9st ned\u00e1.Tak\u017ee pen\u00edze prost\u011b pot\u0159ebujeme. Jen\u017ee je skute\u010dnost\u00ed, \u017ee se n\u00e1m jich ne v\u017edy dost\u00e1v\u00e1 v takov\u00e9m mno\u017estv\u00ed, aby se poda\u0159ilo uspokojit v\u0161echny pot\u0159eby. N\u011bkdy nem\u00edv\u00e1me takov\u00e9 p\u0159\u00edjmy, jak\u00fdch by bylo zapot\u0159eb\u00ed, n\u011bkdy prov\u00e1zej\u00ed n\u00e1\u0161 \u017eivot p\u0159\u00edli\u0161 vysok\u00e9 v\u00fddaje, n\u011bkdy plat\u00ed dokonce oboj\u00ed sou\u010dasn\u011b. A kdy\u017e u\u017e to tak d\u00e1l nejde, je z\u00e1hodno po\u017e\u00e1dat si o p\u016fj\u010dku.Ov\u0161em abychom sv\u00e9 probl\u00e9my vy\u0159e\u0161ili, nesta\u010d\u00ed o p\u016fj\u010dku jenom po\u017e\u00e1dat. Je t\u0159eba ji i z\u00edskat, a to logicky za co nejv\u00fdhodn\u011bj\u0161\u00edch podm\u00ednek.Jen\u017ee ten, kdo m\u00e1 probl\u00e9my, nejednou se svou \u017e\u00e1dost\u00ed neusp\u011bje. Nepoda\u0159\u00ed se mu p\u0159esv\u011bd\u010dit j\u00edm zvolenou finan\u010dn\u00ed instituci, \u017ee bude v\u0161e \u0159\u00e1dn\u011b splaceno, a pak je logick\u00e9, \u017ee zde takov\u00e9mu \u017eadateli nic nep\u016fj\u010d\u00ed. Necht\u011bj\u00ed prod\u011bl\u00e1vat, a proto nebudou rad\u011bji riskovat a p\u016fj\u010dovat n\u011bkomu, u koho panuj\u00ed pochyby, zda bude ochoten a schopen dost\u00e1t sv\u00fdm z\u00e1vazk\u016fm.A co ten, koho odm\u00edtaj\u00ed ve snad ka\u017ed\u00e9 finan\u010dn\u00ed instituci, na ni\u017e se obr\u00e1t\u00ed? Tomu nejednou zb\u00fdv\u00e1 u\u017e jenom americk\u00e1 hypot\u00e9ka, u n\u00ed\u017e se \u010dasto toleruje nejeden \u017eadatel\u016fv nedostatek.U t\u00e9 nemus\u00ed nezbytn\u011b vadit z\u00e1znam v registrech dlu\u017en\u00edk\u016f, tady se d\u00e1 spokojit i s pom\u011brn\u011b n\u00edzk\u00fdmi p\u0159\u00edjmy \u017eadatele, pokud i tyto sta\u010d\u00ed na spl\u00e1cen\u00ed. A to proto, \u017ee se zde d\u00e1v\u00e1 do z\u00e1stavy nemovitost, jej\u00edm\u017e prodejem by se nebankovn\u00ed spole\u010dnost od\u0161kodnila, kdyby dlu\u017en\u00edk nespl\u00e1cel.A proto je to tato hypot\u00e9ka, je\u017e leckomu pom\u016f\u017ee v nouzi. A to za docela v\u00fdhodn\u00fdch podm\u00ednek.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u017divot bez pen\u011bz nen\u00ed \u017eivot","item":"https:\/\/www.elector.cz\/zivot-bez-penez-neni-zivot\/#breadcrumbitem"}]}]